Term Insurance Policy

Term Insurance Policy घेणे हा स्वत:च्या health ची काळजी न घेण्यासाठी पर्याय असू शकत नाही, असे माझे मत आहे.
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There is a growing tendency amongst the young generation earning fat salary to take Term insurance of Rs.25 – 50 Lacs. Premium rates are low as compared to Life insurance policy rates.

In case of maturity LIC amount is paid back with bonus but in Term Insurance, the premiums paid are not refundable. Many investment consultants give advice to take Term insurance and divert the funds to Share market for better returns.

As a hon. counseller, I have observed this stand taken by the husband against the wife’s complaint about husband’s health. This has prompted me to upload this post.

Sudhir Vaidya

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